Currency Exchange International, Corp.

Currency Exchange International, Corp.

CURN
Currency Exchange International, Corp.US flagOther OTC
19.52
USD
- -
- -
116.81MMarket Cap
2012 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.77
4.08
4.15
4.38
5.24
6.21
6.52
3.9
4.76
10.5
12.76
10.96
11.96
11.83
Basic EPS, GAAP
0.83
0.63
0.8
0.59
0.62
0.67
0.46
-1.33
-0.18
1.83
1.59
0.39
1.7
1.11
Free Cash Flow per Basic Share
0.59
-0.15
0.9
0.3
0.73
0.6
1.44
-0.24
1.19
3.83
-0.38
3.8
2.3
2.14
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
2.57
2.97
3.83
4.23
4.81
5.43
5.79
4.41
4.23
6.06
7.65
8.19
10.17
10.29
Tangible Book Value per Share
4.91
5.43
7.55
7.94
8.87
9.73
9.54
7.81
7.87
9.77
11.42
12.08
13.38
13.12
Basic Weighted Avg Shares
3
5
6
6
6
6
6
6
6
6
6
6
6
6
Sales/Revenue/Turnover
12
22
24
27
32
39
42
25
31
67
82
69
72
72
Operating Margin (%)
28.09
28.47
24.02
20.75
21.38
19.24
13.59
-29.23
9.27
28.29
20.83
28.66
29.26
17.17
Depreciation Expense
- -
1
1
1
1
1
1
4
3
3
3
4
4
3
Net Income, GAAP
3
3
5
4
4
4
3
-9
-1
12
10
2
10
7
Effective Tax Rate (%)
32.13
43.22
33.11
31.69
40.86
34.05
35.69
- -
- -
17.09
29.82
26.56
26.77
23.73
Profit Margin (%)
22.07
15.54
19.38
13.58
11.77
10.81
7
-34.08
-3.7
17.46
12.44
3.59
14.24
9.37
Working Capital
16
29
43
47
53
59
59
48
50
60
70
73
78
79
LT Debt
- -
- -
- -
- -
- -
- -
- -
3
3
3
1
5
4
5
Total Equity
16
33
47
51
56
63
66
58
58
69
79
79
85
84
Return on Invested Capital (%)
18.53
13.98
9.5
7.45
7.36
8.3
5.63
- -
- -
21.38
13.38
15.92
17.66
10.38
Return on Capital (%)
36.64
27.85
24.55
14.46
13.31
13.97
8.69
- -
- -
30.47
19.08
4.54
17.21
10.57
Return on Common Equity (%)
42.73
28.02
24.43
15.15
13.72
13.21
8.2
-26.07
-4.08
35.66
23.14
4.91
18.24
11.77

Capital Structure

FRC

in mil. unless spec.
Jul'25
Oct'25
Jan'26
ST Debt
- -
2
1
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
4
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
6
6
Market Capitalization
90
108
117

Working Capital

FRC

in mil. unless spec.
Jul'25
Oct'25
Jan'26
Total Current Assets
120
109
108
Cash, Cash Equivalents & STI
90
96
96
Accounts Receivable, Net
- -
3
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
30
29
Payables & Accruals
34
26
27
ST Debt
- -
2
1
Deferred Revenue
- -
- -
1

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.47%
8.06%
6.68%
Free Cash Flow
-152.13%
-322.66%
-41.73%
Net Income, GAAP
-142.87%
-200.01%
317.11%
Sales/Revenue/Turnover
17.33%
30.73%
5.12%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18
16
20
23
69
2025
15
16
21
20
72
2026
15
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.13
0.08
0.61
- -
0.39
2025
0.13
0.32
0.68
- -
1.7
2026
0.25
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Randolph W. Pinna
Full Time Employees
397
Sector
Financial Services
Industry
Financial - Capital Markets
Address
6675 Westwood Boulevard Orlando FL United States of America 32821
IPO Date
Mar 14, 2013
Website
ceifx.com
Business
Currency Exchange International, Corp., along with its affiliated entities, delivers comprehensive money service and payment solutions across the United States and Canada. The company equips financial institutions with sophisticated international wire transfers, foreign check processing, foreign banknote exchange, and international draft issuance capabilities. For businesses, it provides specialized corporate, hedging, risk management, and global payment services. Additionally, it offers travelers and consumers diverse foreign currency exchange options, including over eighty different currencies, gold bullion coins and bars, and currency protection services through its branch network and online channels. The firm caters to a broad clientele, encompassing banks, credit unions, and money service businesses, as well as corporations, and individual travelers. Its proprietary FX software platform and robust compliance verification system underpin its service delivery. Operating a network of retail branches, the company also leverages its Canadian subsidiary, Exchange Bank of Canada, which functions as a Schedule 1 Canadian bank. Founded in 1998, Currency Exchange International, Corp. maintains its headquarters in Orlando, Florida. Recent developments in 2024 include expanding its vault processing capabilities, opening new retail locations, and integrating its international payment services with leading digital banking and core banking systems. In fiscal year 2024, the company demonstrated a 4% increase in total revenue year-over-year.

Company News

MCPAPIChat
  • Curatis Increases Revenue Growth Guidance for 2026

  • Currency Exchange International Reports Revenue Growth of 13% in its Second Quarter 2026 Results

  • Currency Exchange International to Report its Second Quarter 2026 Results on June 9, 2026, and Host Earnings Conference Call on June 10, 2026 at 8:30 AM EST

  • Currency Exchange International Completes Dissolution of Exchange Bank of Canada and Announces Full Exit From Canada; Updates Voting Results from Annual General and Special Meeting

  • Currency Exchange International Announces Voting Results from Annual General and Special Meeting March 24, 2026

  • Currency Exchange International, Corp. (CXI:CA) Q1 2026 Earnings Call Transcript

  • Currency Exchange International Reports First Quarter 2026 Results

  • Currency Exchange International to Report its First Quarter 2026 Results on March 11, 2026, and Host Earnings Conference Call on March 12, 2026 at 8:30 AM EST

  • Currency Exchange International, Corp. (CXI:CA) Q4 2025 Earnings Call Transcript

  • Currency Exchange International Reports Fourth Quarter and Fiscal 2025 Results

  • Currency Exchange International to Report its 2025 Fourth Quarter and Fiscal Year End Results on January 21, 2026, and Host Earnings Conference Call on January 22, 2026, at 8:30 AM EST

  • Correction to Currency Exchange International, Corp. Announcement of Renewal of Share Buyback Program and Automatic Securities Purchase Plan

  • Currency Exchange International Announces Adoption of Shareholder Rights Plan

  • Currency Exchange International, Corp. (CXI:CA) Q3 2025 Earnings Call Transcript

  • Currency Exchange International Reports Third Quarter 2025 Results

  • Currency Exchange International to Report its Third Quarter 2025 Results on September 10, 2025, and Host Earnings Conference Call on September 11, 2025 at 8:30 AM EST

  • Currency Exchange International, Corp. Announces Approval to Amend Share Buyback Program

  • University Bancorp, Inc. Acquires Common Shares of Currency Exchange International, Corp.

  • Currency Exchange International, Corp. (CURN) Q2 2025 Earnings Call Transcript

  • Currency Exchange International Reports Second Quarter 2025 Results